Step-by-Step Guide to Buying a Home in Volusia County in 2025

1. Understand the 2025 Volusia County Market 💹

• Buyer’s market: May 2025 saw over 9,200 homes listed and just 1,089 sold or pending—68% sold below asking price 

• Median prices: Around $346 K sold, and $370 K listed .

• Time on market: Average sits around 75 to 90 days

• Affordability: Local programs (e.g., Volusia Homebuyer Assistance) offer zero‑interest deferred loans up to $50 000 for down payment and closing costs.

2. Why Volusia County and Deltona Shine

• Central Florida lifestyle: Sunshine-filled days, nearby beaches, parks, and Lake Monroe’s waterscape—ideal for boating and family fun.

• Community perks: Top-rated schools—Deltona Lakes Elementary to Pine Ridge High carry A/B ratings 

• Value-driven choice: Median home value in Deltona hovers around $303 K—more affordable than some coastal communities 

• Smart long‑term investment: Forecasts show steady growth: homes increasing from $183 K to $187 K in 2026 and $201 K by 2030 

3. Step-by-Step Home Buying Process

Step 1: Get Pre‑Approved

• Approach local lenders familiar with Volusia’s programs.

• Determine a realistic budget including down payment, closing costs, and monthly payments.

Step 2: Leverage Assistance Programs

• Check eligibility for down payment/closing cost help from Volusia’s HBA and NSP programs

• Partner with an Affordable Housing Partner (AHP) to complete the application.

Step 3: Choose Your Ideal Neighborhood

• Browse communities in Deltona (e.g., near Daytona, or lakeside Enterprise).

• Consider proximity to parks, schools, healthcare, and commuting corridors like I-4 or US-17.

Step 4: Start Home Search

• Connect with Santos Home Team to tour a mix of resale and new-builds (e.g., D.R. Horton’s 5-bed Hayden plan in Deltona)

• Compare listings to market trends and similar neighborhood comps.

Step 5: Make Strategic Offers

• With a buyer’s market, most homes sell below asking—use this to your advantage

• Account for days on market—don’t rush, but act when the price aligns with valuation.

Step 6: Inspections & Due Diligence

• Conduct thorough home inspection, flood-risk evaluation (especially in newer developments).

• Review HOA rules, if applicable, and confirm school zones.

Step 7: Secure Mortgage & Financing

• Finalize mortgage — consider fixed-rate options to lock in low interest.

• Coordinate with AHPs for capturing program benefits and setting up escrow.

Step 8: Closing Process

• Prepare closing documents, finalize insurance, and ensure utilities setup.

• Closing is typically 30–45 days after signing the contract.

4. Why Choose Santos Home Team?

• Local experts: Deep roots in Central Florida, Volusia County, and Deltona neighborhoods.

• Comprehensive support: From mortgage pre‑approval through closing assistance.

• Strong network: Partnered with local lenders, home inspectors, and all major AHPs.

• Friendly guidance: We make complex steps easier and more enjoyable.

✅ Quick Homebuying Checklist

Conclusion & Call to Action

Buying a home in Volusia County or Deltona in 2025 is a smart move—today’s market favors buyers, and local programs make owning easier. From abundant Central Florida sunshine to family-friendly schools and scenic parks, this is vibrant living at its best.

🔑 Ready to turn your dream into an address?
Partner with Santos Home Team today—reach out for expert guidance and early access to the best homes.

📞 407‑734‑0203
✉ santos@epique.me
🌐 santoshometeamflorida.com

Let’s make your move happen!